5 Year Cd Rates
- The average rate on a 1-year CD in July is 1.38% APY and the average rate in a 5-year CD is 2.19% APY. However, these averages are brought down significantly by traditional brick-and-mortar banks, which tend to offer the lowest rates around.
- Five-year certificates of deposit (CDs) are among the most popular CDs because they’re often a bank or credit union’s highest-yielding deposit account. In a falling interest-rate environment, locking in a decent return for five years can be very appealing. Then again, five years.
If the CD is opened in a low rate environment, and rates and inflation subsequently rise, then inflation will erode the value of the certificate of deposit over its five years. For example, if a depositor opened a five year CD in year 1 with a yield of 2.05% APY and inflation at 1.5%, then the real return is.55 percentage points. Although average 5-year CD rates are hovering around 0.43 percent, we've shopped around to find some of the top nationally available CDs for you. Compare these offers, then calculate how much.
The United States 5 Years CDS value is 10.1 (last update: 6 Mar 2021 18:45 GMT+0).
This value reveals a 0.17% implied probability of default, on a 40% recovery rate supposed.
CDS value changed +0% during last week, -9.01% during last month, -37.27% during last year.
Current CDS value reached its 1 year minimum value
5 Year Cd Rates Credit Unions
| Period | Change | Min | Range | Max |
|---|---|---|---|---|
| 1 Week | 0.00% | 27 Feb 21 | No change | 6 Mar 21 |
| 1 Month | -9.01% | 26 Feb 21 | 11.1 | |
| 6 Months | -44.51% | 10.1 | 18.3 | |
| 1 Year | -37.27% | 10.1 | 23.3 |
5 Year Cd Rates
The United States 5 Years Sovereign CDS reached a maximum value of 24.2 (14 August 2017) and a minimun yield of 10.1 (26 February 2021)*.
* Data have been retrieved since 16 April 2017
Historic Yearly Ranges
United States 5 Years CDS: historic value range for every year.
A green candlestick means that value variation is negative in the year.
5 Year Cd Rates 2019
A red candlestick means that value variation is positive in the year.
Historic serie starts from 16 April 2017. Last update: 6 Mar 2021 18:45 GMT+0.
Current CDS Value is 10.1.
| Year | Change | Min | CDS Range | Max |
|---|---|---|---|---|
| 2017 | -14.7% | 10 Nov 17 | 24.2 | |
| 2018 | +1.1% | 17.0 | 20.9 | |
| 2019 | -14.8% | 13.8 | 20.2 | |
| 2020 | -18.1% | 12.4 | 23.3 | |
| 2021 | -20.5% | 10.1 | 12.9 |