Us Bank Cd Rates
- Best Cd Rates Local Banks
- Us Bank Cd Rates 2020
- Us Bank Cd Rates Kansas City
- Best 1 Year Cd Rates
- Us Bank Cd Rates California
- Us Bank Cd Rates Current
U.S. Bank offers a variety of terms for its certificates of deposit; however, the bank’s rates are lackluster by and large.
The bank offers standard CDs with terms ranging from one month to 60 months. It also offers several special CDs. While its promotional CDs have more compelling rates, you can still find higher rates elsewhere. Even some online savings accounts will pay you more interest.
U.S. Bank earned a 2.7 out of 5 in Bankrate's overall rating.
Save money on wire transfers and foreign exchange fees with a US loan from RBC Bank. We offer a personal and home equity line of credit and use your Canadian credit history to qualify you. US Bank 5 Year CD Rates. Type Fixed: Rate 0.75%: Currency: USD: The rate of 0.75% is 0.64% lower than the average 1.39%. Also it is 2% lower than the highest rate 2.75 Updated Dec, 2019 on US Bank's secure website. The rate of 0.75% is 0.64% lower than the average 1.39%. Also it is 2% lower than the highest rate 2.75 Updated Dec, 2019. US Bank 5 Year CD Rates: 0.75%. US Bank Auto Loan: 4.99%. US Bank 30 Year Fixed Home Loan: 3.750%. US Bank 6 Month CD Rates: 0.05%. US Bank Cash Visa Signature Credit.
- No accounts earn higher rates for higher balances either. Certainly, a benefit of U.S. Bank CDs is that they are free to open and own. Bank CD requires a $1,000 minimum deposit, except for the standard U.S. Bank Certificates of Deposit which require $500.
- Bank CD rates compare to top-yielding banks Compared to other banks, U.S. Bank’s CD rates leave a lot to be desired. You can currently find competitors paying around 0.65 percent APY on.
U.S. Bank CD rates
Here's more information about U.S. Bank's standard CD rates.
| Account name | Term | APY | Minimum deposit |
| CD | 1 month | 0.05% | $500 |
| CD | 2 months | 0.05% | $500 |
| CD | 3 months | 0.05% | $500 |
| CD | 6 months | 0.05% | $500 |
| CD | 9 months | 0.05% | $500 |
| CD | 12 months | 0.05% | $500 |
| CD | 18 months | 0.05% | $500 |
| CD | 24 months | 0.05% | $500 |
| CD | 36 months | 0.10% | $500 |
| CD | 48 months | 0.15% | $500 |
| CD | 60 months | 0.25% | $500 |
Best Cd Rates Local Banks
Here's more information about U.S. Bank's special CD rates.
Us Bank Cd Rates 2020
Us Bank Cd Rates Kansas City
Gallery: 6 Reasons Why Your Second Stimulus Check Might Be Delayed (Kiplinger)
| Account name | Term | APY | Minimum deposit |
| Special CD | 11 months | 0.10% | $1,000 |
| Special CD | 19 months | 0.15% | $1,000 |
| Special CD | 27 months | 0.20% | $1,000 |
| Special CD | 59 months | 0.50% | $1,000 |
Note: The APYs (Annual Percentage Yield) shown are as of Jan. 14, 2021. The APYs for some products may vary by region.
How U.S. Bank CD rates compare to top-yielding banks
Compared to other banks, U.S. Bank's CD rates leave a lot to be desired. You can currently find competitors paying around 0.65 percent APY on 12-month CDs.
The only relatively competitive CDs that U.S. Bank offers are its promotional CDs. If you want a CD with a promotional term, U.S. Bank's options might be worth considering. But you can still find CDs offered by other banks, like Live Oak Bank or Marcus by Goldman Sachs, offering juicer rates. These banks offer higher APYs, helping you reach your financial goals sooner.
Other savings options at U.S. Bank
Best 1 Year Cd Rates
On top of its standard CDs, U.S. Bank also offers Step Up or Trade Up CDs.
Us Bank Cd Rates California
The Step Up CD gives you an automatic interest rate increase every seven months during the CD's 28-month term. The Trade Up CD, meanwhile, lets you boost your rate at one time of your choosing during the CD's life.
Us Bank Cd Rates Current
You could also consider the bank's savings or money market account options.